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House Co-Sponsorship Memoranda
House of Representatives
Session of 2013 - 2014
Regular Session
MEMORANDUM
| Posted: | April 8, 2014 12:23 PM |
|---|---|
| From: | Representative Eli Evankovich |
| To: | All House members |
| Subject: | Amending Travel Insurance License Requirements |
| In the near future I intend to introduce legislation that will streamline the process for local travel agencies to sell travel insurance to their customers. Under current law, every individual who sells travel packages which include travel insurance is required to hold a limited lines producer license which authorizes the sale, solicitation, or negotiation of a line of insurance other than a major line of insurance (e.g. Life, Accident, Health, Property, Casualty.) To obtain this license they must pay a $55 fee, as well as undergo fingerprinting for a federal background check. This unnecessary practice is both time consuming and costly. For this reason, I am proposing that a limited lines license be required solely by a travel retailer in the Commonwealth, and that license will authorize each employee or authorized representative of the agency to offer travel insurance. Travel agency customers are people who simply want to travel and are not seeking out the agency solely for the purpose of buying insurance. Insurance is offered to provide a safety set for the customer’s money in the case of an unforeseen incident that prevents them from traveling. This excessive requirement is burdensome on both businesses and individuals in our state and is unwarranted. I encourage you to join me in eliminating this undue burden from travel retailers in Pennsylvania. |
Introduced as HB2247