![](data:image/svg+xml;base64,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)
PRINTER'S NO. 645
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No.
599
Session of
2019
INTRODUCED BY DeLUCA, YOUNGBLOOD, KINSEY, CALTAGIRONE, READSHAW,
MURT, BOBACK, HARKINS, DAVIDSON, FREEMAN, KORTZ, HILL-EVANS,
McCLINTON AND NEILSON, MARCH 1, 2019
REFERRED TO COMMITTEE ON INSURANCE, MARCH 1, 2019
AN ACT
Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An
act relating to insurance; amending, revising, and
consolidating the law providing for the incorporation of
insurance companies, and the regulation, supervision, and
protection of home and foreign insurance companies, Lloyds
associations, reciprocal and inter-insurance exchanges, and
fire insurance rating bureaus, and the regulation and
supervision of insurance carried by such companies,
associations, and exchanges, including insurance carried by
the State Workmen's Insurance Fund; providing penalties; and
repealing existing laws," in long-term care, further
providing for disclosure and performance standards for long-
term care insurance.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 1105 of the act of May 17, 1921 (P.L.682,
No.284), known as The Insurance Company Law of 1921, is amended
by adding a subsection to read:
Section 1105. Disclosure and Performance Standards for Long-
term Care Insurance.--* * *
(d) The issuer of a long-term care insurance policy that
files with the department for a rate increase shall, at the time
of submission of the filing to the department, send notice to
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23