PRINTER'S NO. 3136
No. 2248 Session of 2005
INTRODUCED BY DALLY, ADOLPH, CALTAGIRONE, GINGRICH, HARPER,
HARRIS, MUSTIO, REICHLEY, WILT AND YUDICHAK,
NOVEMBER 21, 2005
REFERRED TO COMMITTEE ON CONSUMER AFFAIRS, NOVEMBER 21, 2005
AN ACT
1 Amending the act of March 28, 2000 (P.L.23, No.7), entitled ""An
2 act establishing the Fair Credit Extension Uniformity Act;
3 and providing for debt collection trade practices and
4 penalties," further providing for the definition of "debt."
5 The General Assembly of the Commonwealth of Pennsylvania
6 hereby enacts as follows:
7 Section 1. The definition of "debt" in section 3 of the act
8 of March 28, 2000 (P.L.23, No.7), known as the Fair Credit
9 Extension Uniformity Act, is amended to read:
10 Section 3. Definitions.
11 The following words and phrases when used in this act shall
12 have the meanings given to them in this section unless the
13 context clearly indicates otherwise:
14 * * *
15 "Debt." An actual or alleged past due obligation, claim,
16 demand, note or other similar liability of a consumer to pay
17 money, arising out of a single account as a result of a
18 purchase, lease or loan of goods, services or real or personal
1 property for personal, family or household purposes or as a
2 result of a loan of money or extension of credit which is
3 obtained primarily for personal, family or household purposes,
4 provided, however, that money which is owed or alleged to be
5 owed as a result of a loan secured by a purchase money mortgage
6 on real estate shall not be included within the definition of
7 debt. [The term also includes any amount owed as a tax to any
8 political subdivision of this Commonwealth. Tax includes an
9 assessment, any interest, penalty, fee or other amount permitted
10 by law to be collected.] Debt does not include any [such] amount
11 owed to the United States [or], the Commonwealth or any of its
12 political subdivisions.
13 * * *
14 Section 2. This act shall take effect immediately.
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