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                                                      PRINTER'S NO. 3681

THE GENERAL ASSEMBLY OF PENNSYLVANIA


HOUSE BILL

No. 2490 Session of 2008


        INTRODUCED BY McGEEHAN, BELFANTI, BISHOP, BLACKWELL, DALEY,
           GEORGE, GOODMAN, JOSEPHS, KULA, MAHONEY, McCALL, MOYER,
           M. O'BRIEN, PASHINSKI, PETRONE, SABATINA, K. SMITH, SOLOBAY,
           STURLA, THOMAS, WALKO AND J. WHITE, MAY 2, 2008

        REFERRED TO COMMITTEE ON INSURANCE, MAY 2, 2008

                                     AN ACT

     1  Amending the act of July 22, 1974 (P.L.589, No.205), entitled
     2     "An act relating to unfair insurance practices; prohibiting
     3     unfair methods of competition and unfair or deceptive acts
     4     and practices; and prescribing remedies and penalties,"
     5     further providing for unfair acts.

     6     The General Assembly of the Commonwealth of Pennsylvania
     7  hereby enacts as follows:
     8     Section 1.  Section 5(a) of the act of July 22, 1974
     9  (P.L.589, No.205), known as the Unfair Insurance Practices Act,
    10  is amended by adding a paragraph to read:
    11     Section 5.  Unfair Methods of Competition and Unfair or
    12  Deceptive Acts or Practices Defined.--(a)  "Unfair methods of
    13  competition" and "unfair or deceptive acts or practices" in the
    14  business of insurance means:
    15     * * *
    16     (15)  Refusing to renew an insurance policy on owner-occupied
    17  private residential properties on the basis of surrounding
    18  properties' being unoccupied.


     1     * * *
     2     Section 2.  The addition of section 5(a)(15) of the act shall
     3  apply to insurance policy applications for renewal made on or
     4  after the effective date of this act.
     5     Section 3.  This act shall take effect in 60 days.

















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