See other bills
under the
same topic
                                                      PRINTER'S NO. 1452

THE GENERAL ASSEMBLY OF PENNSYLVANIA


SENATE BILL

No. 1111 Session of 2007


        INTRODUCED BY WAUGH, OCTOBER 15, 2007

        REFERRED TO JUDICIARY, OCTOBER 15, 2007

                                     AN ACT

     1  Amending Title 42 (Judiciary and Judicial Procedure) of the
     2     Pennsylvania Consolidated Statutes, further providing for the
     3     attachment of wages by judgment creditors.

     4     The General Assembly of the Commonwealth of Pennsylvania
     5  hereby enacts as follows:
     6     Section 1.  Section 8127(a) of Title 42 of the Pennsylvania
     7  Consolidated Statutes is amended by adding a paragraph to read:
     8  § 8127.  Personal earnings exempt from process.
     9     (a)  General rule and exceptions.--The wages, salaries and
    10  commissions of individuals shall while in the hands of the
    11  employer be exempt from any attachment, execution or other
    12  process except upon an action or proceeding:
    13         * * *
    14         (6)  For debts owed to a judgment creditor, which debts
    15     shall include unpaid obligations arising from the judgment
    16     creditor's extension of credit, unpaid obligations arising
    17     from the settlement of claims by parties to litigation and
    18     final judgments determined by decision of the court.

     1             (i)  Attachments levied against the wages of a
     2         judgment debtor under this paragraph shall constitute a
     3         lien upon all attachable wages that are payable at the
     4         time the attachment is served or which become payable
     5         thereafter until the judgment, interest and costs, as set
     6         forth in the attachment, are satisfied. The judgment
     7         creditor shall cause notice of the attachment to be
     8         delivered to the employer owing wages to the judgment
     9         debtor by delivery of an order of execution, certified
    10         copy of judgment or order of attachment for collection,
    11         and the lien established hereunder shall attach upon
    12         delivery of such notice.
    13             (ii)  The amount subject to attachment shall be
    14         calculated per pay period. The sums attached under this
    15         paragraph shall be no more than 25% of the judgment
    16         debtor's net wages due for the pay period used for
    17         calculation.
    18             (iii)  For the purposes of this paragraph, "net
    19         wages" shall mean all wages paid less only the following
    20         items:
    21                 (A)  Federal, State and local income taxes.
    22                 (B)  FICA payments and nonvoluntary retirement
    23             payments.
    24                 (C)  Union dues.
    25                 (D)  Health insurance premiums.
    26             (iv)  While the attachment under this paragraph
    27         remains a lien, the employer who is subject to a
    28         garnishment shall withhold the attachable wages payable
    29         to a judgment debtor and shall remit the amount withheld
    30         to the judgment creditor or his legal representative
    20070S1111B1452                  - 2 -     

     1         within 15 days from the close of the last pay period in
     2         each month. The employer shall be entitled to deduct from
     3         the moneys collected from each employee the costs
     4         incurred from the extra bookkeeping necessary to record
     5         such transactions, not exceeding 2% of the amount of
     6         money so collected, and shall be entitled to a receipt
     7         therefor from the judgment creditor or his
     8         representative.
     9             (v)  The judgment creditor attaching wages under this
    10         paragraph shall, within seven business days after the
    11         satisfaction of the total monetary amount of the
    12         judgment, including interest and costs, notify the
    13         employer in writing of the satisfaction. The judgment
    14         creditor shall, within 30 days of satisfaction of the
    15         monetary amount of the debt, take the necessary legal
    16         steps to notify the clerk of the court of the judgment's
    17         satisfaction.
    18             (vi)  All payments received by a judgment creditor
    19         under this paragraph shall be credited first against the
    20         record costs of the judgment and attachment order; second
    21         against the accrued interest on the unpaid balance of the
    22         judgment, if any; third against the principal amount of
    23         the judgment; and fourth against those attorney fees and
    24         costs actually assessed in the case.
    25     * * *
    26     Section 2.  This act shall take effect in 30 days.



    I7L42JS/20070S1111B1452          - 3 -