An Act amending the act of October 9, 2008 (P.L.1421, No.117), known as the Debt Management Services Act, further providing for definitions, for license required and for application for licensure; providing for application for debt settlement services licensure; further providing for penal bond and for reports to department; providing for disclosure form, for debt settlement services agreements, for requirements for providing debt settlement services and for prohibitions regarding debt settlement services; further providing for fees; providing for debt settlement services fees; and further providing for powers and duties of department.