![](data:image/svg+xml;base64,<?xml version="1.0" encoding="UTF-8"?>
<svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="1487.5pt" height="1925pt" viewBox="0 0 1487.5 1925" version="1.2">
<g id="surface17">
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299464 L 331.200179 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,302.847222,114.236111)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300179 L 309.599821 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,373.090278,170.625)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300179 L 7.199821 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,1125.590278,170.625)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.300536 L 410.400179 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,302.847222,227.256944)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.300536 L 7.200179 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,1300.347222,227.256944)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299643 L 122.400179 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,302.847222,283.645833)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000535714 -1.3 L 295.199464 -1.3 " transform="matrix(2.430556,0,0,-2.430556,443.333333,340.277778)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000535714 -1.3 L 7.199464 -1.3 " transform="matrix(2.430556,0,0,-2.430556,1160.833333,340.277778)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300714 L 316.799821 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,373.090278,396.666667)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300714 L 7.199821 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,1143.090278,396.666667)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.299464 L 215.999821 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,373.090278,453.298611)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000535714 -1.300179 L 316.799464 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,443.333333,509.6875)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000535714 -1.300179 L 7.199464 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,1213.333333,509.6875)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300536 L 367.199821 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,373.090278,566.319444)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300536 L 7.199821 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,1265.590278,566.319444)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.299643 L 367.199821 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,373.090278,622.708333)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.299643 L 7.199821 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,1265.590278,622.708333)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.3 L 374.399821 -1.3 " transform="matrix(2.430556,0,0,-2.430556,373.090278,679.340278)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.3 L 7.199821 -1.3 " transform="matrix(2.430556,0,0,-2.430556,1283.090278,679.340278)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300714 L 208.799821 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,373.090278,735.729167)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299464 L 388.800179 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,302.847222,792.361111)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299464 L 7.200179 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,1247.847222,792.361111)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300179 L 28.800536 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,232.604167,848.75)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300536 L 352.799821 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,373.090278,905.381944)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300536 L 7.199821 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,1230.590278,905.381944)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299643 L 374.400179 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,302.847222,961.770833)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299643 L 7.200179 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,1212.847222,961.770833)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.3 L 403.200179 -1.3 " transform="matrix(2.430556,0,0,-2.430556,302.847222,1018.402778)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.3 L 7.200179 -1.3 " transform="matrix(2.430556,0,0,-2.430556,1282.847222,1018.402778)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.300714 L 43.200179 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,302.847222,1074.791667)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.299464 L 359.999821 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,373.090278,1131.423611)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.299464 L 7.199821 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,1248.090278,1131.423611)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.300179 L 396.000179 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,302.847222,1187.8125)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300536 L 367.199821 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,373.090278,1244.444444)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.300536 L 7.199821 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,1265.590278,1244.444444)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.299643 L 180.000179 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,302.847222,1300.833333)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M -0.000178571 -1.3 L 287.999821 -1.3 " transform="matrix(2.430556,0,0,-2.430556,373.090278,1357.465278)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.300714 L 374.400179 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,302.847222,1413.854167)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000178571 -1.300714 L 7.200179 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,1212.847222,1413.854167)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.299464 L 410.400536 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,232.604167,1470.486111)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.299464 L 7.200536 -1.299464 " transform="matrix(2.430556,0,0,-2.430556,1230.104167,1470.486111)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300179 L 439.200536 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,232.604167,1526.875)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300179 L 7.200536 -1.300179 " transform="matrix(2.430556,0,0,-2.430556,1300.104167,1526.875)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300536 L 432.000536 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,232.604167,1583.506944)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300536 L 7.200536 -1.300536 " transform="matrix(2.430556,0,0,-2.430556,1282.604167,1583.506944)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.299643 L 432.000536 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,232.604167,1639.895833)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.299643 L 7.200536 -1.299643 " transform="matrix(2.430556,0,0,-2.430556,1282.604167,1639.895833)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.3 L 115.200536 -1.3 " transform="matrix(2.430556,0,0,-2.430556,232.604167,1696.527778)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300714 L 396.000536 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,232.604167,1752.916667)"/>
<path style="fill:none;stroke-width:0.8;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(0%,0%,0%);stroke-opacity:1;stroke-miterlimit:10;" d="M 0.000535714 -1.300714 L 7.200536 -1.300714 " transform="matrix(2.430556,0,0,-2.430556,1195.104167,1752.916667)"/>
</g>
</svg>
)
effort shall be documented by the insurer; and
(ii) determine whether benefits are due in
accordance with the applicable policy or contract, and if
benefits are due:
(A) use good faith efforts to locate the
beneficiary or beneficiaries, which shall be
documented by the insurer; and
(B) provide the appropriate claims forms or
instructions to the beneficiary or beneficiaries to
make a claim, including instructions on the need to
provide an official death certificate, if applicable
under the policy or contract.
(2) The insurer shall implement procedures to account
for:
(i) common nicknames, initials used in lieu of a
first or middle name, use of a middle name, compound
first and middle names and interchanged first and middle
names;
(ii) compound last names, maiden or married names
and hyphens, blank spaces or apostrophes in last names;
(iii) transposition of the month and date portions
of the date of birth; and
(iv) incomplete Social Security number.
(3) To the extent permitted by law, the insurer may
disclose minimum necessary personal information about the
insured or beneficiary to a person who the insurer reasonably
believes may be able to assist the insurer with locating the
beneficiary or a person otherwise entitled to payment of the
claims proceeds.
(b) Costs.--An insurer or its service provider may not
20150HB1403PN1937 - 5 -
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30