party property policy, including an all-risk policy.
"Property damage." Direct physical loss, damage or injury to
tangible property or as defined in a first-party property
policy, including in an all-risk policy.
Section 7. Property damage.
(a) Within structure.--If a person positively identified as
having been infected with COVID-19 has been present in, or if
the presence of the COVID-19 coronavirus has otherwise been
detected in, a building, an office, a retail space, a structure,
a plant, a facility, a commercial establishment or other area of
business activity, that area of business activity shall be
deemed to have experienced property damage.
(b) Within municipality.--Buildings, offices, retail spaces,
structures, plants, facilities, commercial establishments and
other areas of business activity located in a municipality of
this Commonwealth in which at least one person present in that
municipality has been positively identified as having been
infected with COVID-19, or in which the presence of the COVID-19
coronavirus has otherwise been detected, are deemed to have
experienced property damage.
Section 8. Communicable disease.
(a) Positive test.--If a person positively identified as
having been infected with COVID-19 has been present in, or if
the COVID-19 coronavirus has otherwise been detected in, a
building, an office, a retail space, a structure, a plant, a
facility, a commercial establishment or other area of business
activity, this area of business activity shall be deemed to have
experienced the actual, and not merely suspected, presence of a
communicable disease.
(b) Presence of COVID-19.--In addition, buildings, offices,
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